Frugal Fridays: Utilizing Your Free Time
This post contains affiliate links. You can read my disclosure policy here.Even after slimming your budget, most people still find themselves falling short. According to Huffington Post more than three-fourths of us are failing at being able to build an emergency fund and/or savings.
Personally, I am part of that 75%. Since college I have been a pay check to pay check employee. In my mind bills were paid. But, this mentality isn't going to protect you. This mentality is not going to push you towards success. It took an epiphany for me to realize I needed to change this. Six months later, I am starting to get on the right track.
Don't find yourself in an emergency before you start saving. If you cannot do 10%, at least start somewhere.
The problem lies in how are you going to make money you don't have appear for savings? You have already slimmed your budget, so what money you do have shouldn't be going to waste.