Frugal Fridays: Utilizing Your Free Time

Frugal Fridays: Utilizing Your Free Time

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Even after slimming your budget, most people still find themselves falling short. According to Huffington Post more than three-fourths of us are failing at being able to build an emergency fund and/or savings.
Personally, I am part of that 75%. Since college I have been a pay check to pay check employee. In my mind bills were paid. But, this mentality isn't going to protect you. This mentality is not going to push you towards success. It took an epiphany for me to realize I needed to change this. Six months later, I am starting to get on the right track.

Don't find yourself in an emergency before you start saving. If you cannot do 10%, at least start somewhere.

The problem lies in how are you going to make money you don't have appear for savings? You have already slimmed your budget, so what money you do have shouldn't be going to waste.

Frugal Fridays: Slimming the Excess

Frugal Friday: Slimming the Excess

Recently we covered budgeting basics. At this point you should already be on your way to tracking your spending and know which areas of your budget you are struggling in. If you are anything like my family, many of the areas where your budget may be pushing the line may not be in areas that can be easily modified. This then results in us taking money from other aspects of the budget to cover those costs...usually savings. Sound familiar?

Frugal Fridays: Budget Basics

Frugal Fridays: Budget Basics

Budgets...

Everyone hates them. Most people suck at them our government included. But, they are a necessity. If you are anything like me, if you don't track your money it disappears pennies at a time...A pack of gum here, a candy bar bribe to the kids, a pistachio muffin there, an overpriced beer at the bar...and then your wondering what the hell happened to your paycheck.

Frugal Fridays: Repair That Broken Piggy Bank

Frugal Fridays: Repair That Broken Piggy Bank

They say all great stories start with "Once Upon a Time"...

Once upon a time I was a single mom living off of $600 a month...this isn't sounding like an amazing story thus far.

$600 a month, a special needs child, and debt free. Part of it was an amazing support network. But, part of it was also looking for creative solutions.

I have gotten a lot of questions recently about frugal living and budgeting, so I will be doing a short series on how our family does it differently. It seems like it is easy to find blog posts out there telling you how to save money. And for the most part they all say the same thing, live within your budget. There are things that can be done though to make your budget fit your life.